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The Latest Most Frequently Asked Questions 04/2013:
Do All States Provide Unemployment Insurance?
Unemployment insurance refers to a 50 state run program that provides temporary reprieve to individuals who are unemployed and who are in the process of looking for work or upgrading their skills. One must be prepared to face such an eventuality because you never know when disasters may strike. These unemployment insurance plans will act as a safety net by giving you the much needed financial relief when you lose your job due to a variety of reasons.
What is an Unemployment Insurance Plan?
Like mentioned above, it is a way of providing a form of financial security for the unemployment by offering them unemployment benefits. The unemployment insurance fund is a jointly funded kitty by yourself through the taxes deducted from your salary as well the contributions of your employer to the same kitty.
There are some states whose unemployment benefits are a combination of contributions from three entities, that is, yourself, your employer and the state. This gives you an assurance that in case you lose your job you can claim unemployment benefits that will be enough to push you to such a time that you will secure a new job.
How Can Unemployment.info Help Me?
Filing for Unemployment is something you should do right away. Right now, there are millions of other unemployed workers who are facing the same challenges; that is why Unemployment.info helps, by giving unemployed workers service during their unemployment filing online; walking visitors through our unemployment steps, which we find most beneficial. We achieve this by providing links to State, Federal, & Private Resourceful Sponsorships. Instead of searching all over the internet for these links, we provide the service for free. We are constantly updating the website with resources daily. Sometimes Federal & State Programs aren’t enough, so we provide resourceful sponsorships for alternative options, during our unemployment filing service.
What Happens When I get Approved?
Once your unemployment benefits have been approved, however, you will need to wait for about 1 to 2 weeks tops before you start receiving your unemployment checks. The U.S Federal state laws allow for an individual that is eligible to receive unemployment benefits to receive them for a period of 26 weeks during one year unemployment claims period. Individuals who have complex employment histories are advised to file for unemployment benefits that are either partial or full in nature. To find out more on how to file for unemployment benefits read our article under the same title.
The good thing about filing for unemployment benefits is that it does not matter if you have a high credit score because you will be eligible to get exactly what you paid for. The monthly premiums that you make are responsible for determining exactly how much in unemployment benefits you will receive once you lodge your unemployment claim. Some of the factors that are taken into consideration in proving you with your benefits include your part time earnings, pension, vacation pay, severance pay as well as the total amount of your compensation. There is a possibility of extension of benefits past the recommended 26 weeks, but that is a topic for another day. Watch out for our next post to learn more about extended unemployment benefits.